Emerging-market users are treating crypto exchanges like banking apps, Binance says
One point three billion adults lack financial services, 4.7 billion lack credit, and 1.4 billion savers in low-income nations earn no deposit interest, Binance said....
Key takeaways
- 1Emerging markets account for 77% of Binance users in 2026, up from 49% in 2020, treating exchanges as banking alternatives.
- 21.3 billion adults lack financial services, 4.7 billion lack credit access, and 1.4 billion savers earn zero deposit interest globally.
- 3Stablecoins enable remittances for $0.0001 versus $20 minimum for SWIFT, with 36% of emerging-market users holding over half portfolios in stablecoins.
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Why it matters
India's unbanked population can access crypto exchanges as financial infrastructure bypassing traditional banking constraints, but regulatory bodies warn of monetary sovereignty and financial stability risks that Indian policymakers must address.
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